Pension Assurance:

50% of last year's average pay as a pension, with a minimum service of 10 years.

Higher Govt Contribution:

Raised to 18.5%, while employee contribution stays the same.

Family and Minimum Pension:

60% pension for families, with a minimum of ₹10,000 monthly.

Inflation-Linked:

Pensions will adjust with inflation.

Lump-Sum Benefit:

Retirement lump-sum without reducing pension.

Optional :

Applies to past retirees with interest; employees can choose between NPS and UPS.