PPF vs SIP Calculator

Compare PPF and SIP investment growth side by side.

PPF

Yearly Investment Amount Investment Frequency PPF Interest Rate (%) Duration (Years)

PPF annual contribution is limited to ₹1,50,000. The calculator checks this based on your selected frequency.

SIP

Monthly SIP Amount Expected Return Rate (%) Time Period (Years) Investment Frequency

Adjust results for inflation

Inflation Rate (%)

Inflation-adjusted values show estimated purchasing power in today's rupees.

Higher Projected Value

—

Based on the inputs and assumptions above.

—PPF Maturity Value

—SIP Maturity Value

—PPF Interest

—SIP Estimated Returns

Inflation-Adjusted Breakdown

PPF — Inflation Value

SIP — Inflation Value

Standard Breakdown

PPF

SIP

PPF vs SIP Comparison

Metric	PPF	SIP

Quick Takeaway

This is an estimate. PPF uses the selected fixed rate and verified PPF deposit-timing model. SIP returns are market-linked and the expected return rate is an assumption, not a guaranteed return.