SIP Calculator

Calculate the returns on your Systematic Investment Plan with our Free SIP Calculator Online.

Investment Frequency: MonthlyQuarterlyWeekly SIP Amount: Expected Return Rate (%): Time Period (Years): Inflation Adjustment: NoYes

Annual Inflation Rate (%):

Year	Total Deposits	Maturity Amount	Interest Earned

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SIP – Systematic Investment Plan

Systemic Investment Plan or SIP is a way of investing in Mutual Funds. It allows you to invest a fixed amount systemically at regular intervals. There are two main ways to invest in Mutual Funds, SIP And Lumpsum Investment.

What Is SIP Calculator?

A SIP Calculator is a simple and best tool to calculate your returns in Mutual Funds, made through SIP. The SIP Calculator will show you returns, interest earned and total amount by putting in investment details.

This Systemic Investment Plan Calculator is Free and available to everyone.

How SIP return is calculated?

A SIP Calculator works on the following formula:

M = P × ({[1 + i]^n – 1} / i) × (1 + i).

Explanation:

• M = Amount you receive upon maturity.
• P = Amount you invest
• N = Number of payments
• I = Rate of interest.

Example:

• 1000 Per Month For 10 Years At 12%
• 12%/12 = 1/100=0.01
• M = 1,000X ({[1 +0.01 ]^{12} – 1} / 0.01) x (1 + 0.01)
• =12,809 in a year.

So, Final Results are:

• Total Investment: 1,20,000
• Maturity Amount: 2,32,339
• Interest Earned: 1,12,339

This is how SIP returns are calculated.

Benefits Of Using SIP Calculator?

There are many benefits of using Invest Tales’s SIP Calculator, Which are given below:

• It helps you in financial planning.
• SIP Calculator saves your time by performing fast calculations instead of time-consuming manual calculation.
• It helps you calculate the estimated value of your investment.
• It gives a perfect idea of your investment, portfolio and savings.

How To Use Invest Tales‘s SIP Calculator?

Using our Calculator is very simple, follow the below steps:

• Enter your desired SIP amount.
• Now Enter the annual return rate, offered by the Mutual Fund.
• Enter the investment time period in years.
• Last, enter Investment Frequency, example, monthly investment.
• Click on Calculate.

Now, the SIP calculator will show you returns, interest earned and complete investment details.

Advantages Of Using Our SIP Calculator

There are many Advantages of using SIP Calculator, Which are given below:

• SIP calculator saves time.
• It will also show data in Table and graphic chart, you can copy the table and use it in Excel or anywhere.
• It is fast and accurate
• It is free and available to everyone.

How To Invest In A Systematic Investment Plan?

• Choose A MF Scheme – Before Investing, you need to select the best Mutual Fund Scheme. You can also check from SEBI. There are many schemes available In the market, you can choose them based on your risk and goals.
• Set Investment Goal – Now, set your investment Goal. How much money are you expecting in returns? How much can you invest per month? Set this investment goal, according to your capacity.
• Apply – You can apply in SIP by Online or offline method. Fill out the proper KYC form and link it to your demat account. Select the date and duration of SIP, submit the form and start SIP.

Try  GOAL SIP Calculator

How Much Tax Is On SIP Returns?

According to the Union Budget 2024, LTCG And CTCG taxes have been changed.

• The long-term Capital Gain Tax, or LTCG, is now 12.5%.
• The short-term Capital Gain Tax, or STCG, is now 20%.
• LTCG exemption limit increased to ₹1.25 lakh from ₹1 lakh per year.

These new changes will increase taxes on SIP or Mutual Fund. Try other Calculators

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